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PROPERTY EDUCATION SESSION 2026
OCTOBER 2026 · ONLINE · FREE
Presented by Providence Property Group
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ONLINE SESSION · 60 MIN · FREE TO ATTEND
Every $100 an investment property costs to hold: your tenant pays $64, the tax office $22 — and after the Providence rebate, you pay $11.
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$20,000 paid to you at settlement — the builder’s marketing money, which only Providence can get you. |
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Put in about $71,000 over ten years. Own $771,207 of equity on an $858,140 property. |
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And since 12 May, only one kind of property still lets you do it. |
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Simon Harris
MANAGING DIRECTOR
Providence Property Group
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TUE 6 · 13 · 20 OCT · 12:30PM AEDT
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WED 7 · 14 · 21 OCT · 6:00PM AEDT
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Six sessions over three weeks, same content. Choose the one that suits you.
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WHO REALLY PAYS
Every $100 this property costs to hold. Count the squares that are yours.
One hundred squares. One real 2026 purchase, ten-year average, after the rebate.
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64 |
YOUR TENANT
Rent, over ten years
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22 |
THE TAX OFFICE
Back to you in tax credits
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3 |
THE PROVIDENCE REBATE
$20,000, paid to you at settlement
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11 |
YOU
About $19 a day, falling every year
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Only 11 are yours. The other 89 are not — and you keep 100% of the growth.
That’s a real 2026 purchase, and in the session we put every line on the screen — the rent, the tax, the loan, our fee and your rebate. We sit on your side of the table, not the seller’s. Try getting that from a sales office.
Modelled on an $858,140 property. Your numbers will differ — that’s the point. Your complimentary consultation comes with a model built on your own income, equity and goals.
Providence financial model, 20 August 2026 — $858,140 property, ten-year average, rebate at $20,000, percentages rounded. Indicative, not a forecast or advice.
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You’re doing everything right. Good job, super ticking over, a mortgage that’s finally under control — and a quiet suspicion that it still won’t be enough. Three rate rises this year haven’t helped. Neither did a budget that took negative gearing off established property.
Here’s what most people never get told: you already have the surplus. We run the mechanism that turns it into high-growth real estate — with a bank, a tenant and the tax office carrying most of the cost. This session shows you the machine, the real numbers, and what it does for you, starting with one house.
Especially if you were about to buy an established investment property and 12 May shut the door.
The property isn’t the product.
The machine is.
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THE AGENDA
Sixty minutes.
Thirteen things you’ll walk away with.
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What the 12 May budget really did to negative gearing, the capital gains discount and the 1 July 2027 line — in plain English — what’s protected if you already own, and why “buy another one just like it” is now the most expensive mistake on the table
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The one kind of property that kept every tax advantage — and our list of reasons to say no, which rules out most of what gets pitched to corporate employees
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Established property didn’t just lose a tax break — it got roughly three times more expensive to hold. And if you can’t afford to hold it, the eventual sale that might have clawed some of it back is a decade or more away you may never reach
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Rates up, negative gearing gone on established homes, Sydney and Melbourne soft — why, for the people who understand it, this is exactly the moment to buy
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Where is land cheapest against its own history right now? The 18.6-year cycle, capital by capital — and why that question, not the city, is the whole game
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Every $100 this property costs to hold: who pays what, worked live on screen — every line, including our own fee
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A savings plan, not a punt: one property funding school fees, retirement beyond super or what you leave the kids — and what it costs to hold, week by week
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From one property to a portfolio: how we work with clients over years to add the second, third and fourth — which one first, what the bank needs to see, and how the growth pays the next deposit
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The $20,000 Cashflow Accelerator: the builder’s marketing money, why a retail buyer can’t get to it and only Providence can, and how we hand it to you at settlement
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Front book, back book: the bank’s own words for the customers it fights for and the customers it quietly forgets — which one you are, and the five-minute call that moves you across
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Buying your next home for less: how to find, negotiate and buy like a buyers agent — first home or forever home
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“I’m in my 30s, 40s, 50s — am I too late?” Real buyer profiles, what they did and where it left them
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Do you make these mistakes with property? Since 12 May, two of them got a lot more expensive — and the simple rule that means you never do
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FOR EVERYONE WHO REGISTERS
Special benefits for attendees.
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$20,000 Cashflow Accelerator
On qualifying new-build packages we rebate $20,000 to you after settlement — a direct cash injection designed to cover most of your holding cost for the first few years, not months. How it’s funded: the vendor pays our fee, not you. It’s the builder’s marketing money, which a retail buyer can never access on their own — and which only Providence can put in your hands. We keep our standard buyers agent fee and rebate the balance to you. Every dollar on the screen, including ours. On established property, that same holding cost has roughly tripled — this rebate is what makes a new build the one still worth holding.
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Your own numbers, free
In your complimentary 30-minute consultation after the session, we build your personal ten-year cashflow model on your income, your equity and your goals — the same model we build for clients. No charge, no obligation.
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A second opinion before you sign
Weighing up a property, a package or a deal from anyone, anywhere? Put it in front of us first. No cost, no obligation — and if it stacks up, the Corporate Program’s Cashflow Accelerator is yours to use through us.
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A free Mortgage Health Check
Your rate, your structure, your offset and your lender, reviewed by our elite broker panel. If you’re on the back book, this is where it gets fixed. It regularly saves clients 1% or more.
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It all starts with a complimentary 30-minute consultation with Simon — your situation, your next move, your questions. Book it after the session. No cost, no obligation.
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Straight talk, before you register.
Some weeks an investment property will cost you money. That isn’t a flaw in the plan — it is the plan. You’re buying equity and renting the small gap from the bank, with your tenant and the tax office covering most of it.
New builds are not automatically better. Most of what gets pitched to corporate employees fails our own filter — a list of reasons to say no, which you’ll leave with.
If you’re after a hot tip, a guaranteed return or a get-rich-quick scheme, this isn’t it. There isn’t one, and we won’t pretend otherwise.
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YOUR PRESENTER
Simon Harris, Managing Director, Providence Property Group. Simon has spent twenty years buying property for other people — 3,651 purchases across Sydney, Melbourne, Brisbane, Perth and Adelaide — and has presented to thousands of bankers, mortgage brokers, corporates, accounting firms and financial planning firms. Providence is Australia’s most professionally referred buyers agency: the brokers, planners and accountants who see everyone’s numbers send us their own clients. We don’t advertise. He regularly presents to the staff of Telstra, PwC, KPMG, SAP, Accenture, NAB, ANZ, American Express and more.
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Six sessions. Same content. Choose one.
Tuesdays at lunch, Wednesdays after work. Sixty minutes, online, free.
| WEEK ONE |
Tue 6 October
12:30 – 1:30pm AEDT
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Wed 7 October
6:00 – 7:00pm AEDT
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| WEEK TWO |
Tue 13 October
12:30 – 1:30pm AEDT
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Wed 14 October
6:00 – 7:00pm AEDT
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| WEEK THREE |
Tue 20 October
12:30 – 1:30pm AEDT
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Wed 21 October
6:00 – 7:00pm AEDT
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The first session is 6 October. The rule changes bite from 1 July 2027 — the earlier you understand them, the more options you have.
We’ll SMS and email your join link in the days before your session. Sixty minutes of content, no open Q&A — personal questions get a proper answer in your complimentary 30-minute consultation.
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Providence Property Group
1300 25 25 50 · providenceproperty.com.au
Sydney · Melbourne · Brisbane · Perth · Adelaide
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General information only — not personal financial, legal or tax advice. Modelled figures relate to one 2026 purchase (Providence financial model, 20 August 2026) and are indicative, not a forecast or guarantee; values can fall as well as rise. The Cashflow Accelerator rebate applies to qualifying new-build packages, is approximate and is confirmed in writing before you commit. Obtain your own advice before proceeding. © 2026 Providence Property Group Pty Ltd. All rights reserved.
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