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Freedom Tax Calculator.

Most Australians spend nearly half the year working for the tax man before they earn a single dollar for themselves. Find out exactly when your Tax Freedom Day falls, and see how an investment property, an ownership structure, and a depreciation schedule can move that date earlier.

Takes 60 seconds.

55 Years of Australian Property — What History Tells Us

Every market cycle feels unprecedented when you're living through it. Interest rate rises, geopolitical shocks, policy changes, recessions - each one arrives with headlines declaring that this time is different. The data says otherwise. 

This chart maps 55 years of real (inflation-adjusted) Australian residential property returns, overlaid with every major event that shaped them from the 1971 Nixon Shock and the OPEC oil crisis to the Global Financial Crisis, COVID-19, and the 2026 negative gearing reforms. Click any bar to explore the details behind each year.

In every single downturn on this chart, values went on to reach new all-time highs within one to four years of the trough. The investors who understood this and bought during periods of uncertainty captured the best returns. 

Understanding the past doesn't guarantee the future. But it does put the present in perspective, and perspective is one of the most valuable things a buyer's agent can offer.

Peak Year
+23.5%
1988 · Post share-crash flight to property
Worst Year
−10.3%
1982 · Cash rate hit 21%
Avg. Recovery
+24%
After every downturn period
Median Dwelling May 2026
$1.031M
Combined capitals · +7.8% annual · Cotality
Median Unit May 2026
$766k
Combined capitals · +5.6% annual · Cotality
Gross Rental Yield May 2026
3.5%
Combined capitals · Units 4.5% · Houses 3.1%
Chart type:
Overlay:
Supply & Demand:
Highlight:
Events:
Positive year (real)
Negative year (real)
Extended downturn period
Global event
National event
Median dwelling value ($)
Real returns are inflation-adjusted — hover bars for detail
🔍 Scroll to zoom · Drag to pan · Click a bar to pin detail panel
providence property.

55 Years of Boom, Bust & Recovery

Annual real (inflation-adjusted) home price % change · 1971–2025 · Source: Macrotrends.net
There is always an opportunity: somewhere.

This chart shows REAL (inflation-adjusted) home price returns — not nominal prices. In periods of high inflation, nominal prices may have risen while real returns were negative.

In 55 years, through oil crises, recessions, two double-digit rate environments, a global financial crisis, a pandemic, and now the fastest rate hike cycle on record — Australian property has recovered every single time and gone on to reach new highs. Average time to recovery: approximately 2 years.